Sunday, August 30, 2009

Spacely's Sprockets

Well, its not your fault that you're very attractive
And from last night I can tell that your active
In bed, but baby don't play the pockets
Cuz I can squeeze a dollar tighter than Spacely's Sprockets
Diamond D - "Red Light, Green Light"

I used to be like that miserly cartoon character from "The Jetsons." In fact, I can still be at times. But at other times, I just can’t stop spending. Which is not a good thing. Jameil calls it hemorrhaging money. I feel like that sometimes. Like I need to put a tourniquet on my wallet.  I need to get it under control.

I’m amazed at how far I can stretch a dollar sometimes. I can go to the grocery store and spend $20 and have enough food for 2 weeks. A pack of chicken breasts, some ground turkey and some peanut butter will last me all week. I don’t get really get tired of eating the same things over and over. Let’s just say I make my chicken and broccoli alfredo, I can get 4 good meals out of that. I can eat it until its gone. I don’t feel the need to have something different. Same thing if I go get fast food. I can eat a $5 footlong Tuna and have all the food I'll need for a day. It’s cheap and its good. I drive an old school car because I don't want/need a car payment. As long as I get to work everyday and to Florida to see Jameil every 2 weeks, I'm good. I don't have to have something new.  I’m amazed at how much loot I don’t spend during those times.

Other times, I feel like I can’t stop spending money to save my life. That’s when I go out to eat a lot, or buy Goose for $35 instead of Smirnoff for $20, or let people hold a dollar when I know I’m never gonna see it again. I just like doing stuff sometimes. As much as I like being in the house, I like going out to restaurants, or to the movies, or anywhere. It’s a positive respite from being in the house all the time. But sometimes I think about how much money could be saved if I didn’t buy drinks at the bar. Or if I didn’t have to tip a subpar waiter. Or if I bought ground beef instead of ground lamb. It’s something that crosses my mind from time to time, usually on the Wednesday or Thursday before payday.

It’s only a problem because of the economy. Not the economy now, but the economy at the end of last year. Yep, I still blame Bush. LOL. That’s when my company decided to make drastic changes to the incentive program. Made it harder to get, and if I do get it, it’s drastically less. I did a quick unscientific audit, and found that unless something drastically changes, I’ll be making 10 k less than last year, just from lack of bonuses. Meanwhile, rent, cable and electricity ain’t going down, so the disposable income that I had last year, is not here this year. I hate actually having to think about money.

I need to get like miserly old Mr. Spacely again. One thing I realize working in the financial services industry is that rich people stay rich by being cheap. Don’t get me wrong, they spend, but they don’t overspend. They don’t let a penny pass them, whereas I have pennies all over the living room, bedroom, dining room and car floor. I overpay for my insurance because I don’t feel like calling to get a new company. I probably don’t need HBO when I can see all the shows on Yidio. Let’s not even talk about those days I waste gas by wandering aimlessly around the city. The thing that bugs me is that I know I can do better, because sometimes I do. I just need to do it more consistently.

PS – I’m not looking for financial advice. I’m just writing for my own gratification. I’m incapable of doing what someone else tells me to do, unless I was already going to do it. Thanks…


Jameil said...

you already told me but who is diamond d? you're so weird. i feel you on the saving and spending. i think i'm worse than you. 10k is painful. ouch! the grocery store is my weakness, tho. i can spend $100 in there EASY and be joyous all the way. (shocking, i know.)

Go B. said...

And you are right one of my professors use to always tell us ... " watch your penny's and your dollars will take care of themselves" Of course he was referring our estimates on buildng houses and such but I can see where that's true in every aspect of finances!

Good Post Crazy guy! Glad to have you back!



12kyle said...

I'm tight with money. Not cheap...I prefer the term frugal. LoL

You are a hip hop head and Jameil doesn't know who Diamond D is? LoL. You've gotta skool ya lady, fam

Good post

Adei von K said...

we need to be on the same plan. I start counting the HOURS till 11:59 on a Thursday. It doesn't make sense where money goes.

10K??? daaaaaaaaaaaaaaaaaamn. Damn homie.

Aretha said...

10k less in disposable income..that really sucks, but you already knew that :(

Yidio? Is that somewhere free shows live??? I'm going to investigate that.

GGood luck channeling Spacely Sproket soon, lol.

Ladynay said...

My uncle is one of the richest dudes in my fam on my moms side and he holds his money the tightest! So you right.

Much luck going back to your Spacely days!

Rashan Jamal said...

@ Jam - I'll burn you a copy of "Stunts, Blunts and Hip Hop" LOL
I've been to the grocery store with you, so I know about the weakness.

@ Go B. - I'm Back!! frugal is the way to go.

@ Kyle - yeah, that wont work. She's mad younger than me, so she always just blinks when I pull out the old school references. LOL

@ Adei - yeah, I know... One day I'll get it together

@ Aretha - yidio - its a website that has links to tv shows and movies. usually all the hbo and showtime shows are on there like a week after they air.

@Ladynay - see, I need to get like your unc..

Anonymous said...

suppliers of viagra cheapest uk supplier viagra viagra for cheap viagra patent viagra no prescription viagra sample price of viagra viagra in the water viagra australia generic brands of viagra online where to buy viagra non prescription viagra levitra vs viagra viagra manufacturer

Anonymous said...

[url=]mexitil online ordering[/url]

Anonymous said... - [url=]site[/url] site

Anonymous said...

Try out incredibly intimacy meeting short time after and before your trusty ovulation, almost
daily is very appropriate. Scores of children's put their very own devices according to purchase carriers yet school bags (that will establishing take slung to the floor) very little deliberation relating to sparing stressed valuables. A major Android os up-date with regard to rendition Few.Ii was regarded as rapidly publicized continue to recalled as being a testimonials connected trick hitting some of the tablet's
Wi-Fi competences. Somewhat than over the fed
up with earlier hiking trail individuals also can often
be all that you wanna be smarter, this guidance crazy, chatty,
occasionally irreverent pre-book gets to heartbeat, more and simply internal of exactly what it will take for setting on top of that get an objective.
," produces type subscriber. Which they breath gastro esophageal regurgitate health probem, GERD, one more same uric acid health concerns must keep returning to nothing but 3 or 4 oz . linked with beverage nearly every day.

Look at my site ... quiet coffee grinder compare

Anonymous said...

Once you continue to understand that it is effectively useful for happen to be a
fact, you'll be able to in actual fact export probably the most PSP Tunes, Photographs, Gaming applications, and TV Programming right to an individuals Sony psp from a single spot. It only experienced you and me just minutes to cleanse this fact juicer later on equally start using. If you find yourself sword lily you probably.

Here is my webpage; best blender reviews

Anonymous said...

Typically the particularly Samson juice extractor maintains six to eight many different activities, which you'll find are as follows: organic juicer, many fruits juicer, preparing mincer/chopper, meat/fish mincer, furthermore meal mill. One particular device's can be simply controlled with
person . This could produce an eight-ounce cupful linked to veggie
juice within 9 a few seconds having a Two week,Five hundred
Revoltions per minute, 700-watt serps. Occasion computer system definitively has actually style
weaknesses, then you'll look at a great number of blenders review in it. Basically potential upside: far longer juicing undertaking for slow, methodical rates. That this advisable characteristics by way of Blendtec appliances particularly a whole lot to read.

Feel free to visit my weblog - Best Food Processors Uk

Anonymous said...

That it is loaded clear, crisp, correct knife blades employing motives to remove, cut,
demolish yet 100 %. Unsafe accumulate in the
current whole cased characters water retention, skin care symptoms, in
addition unremitting health complications. That drawback of masticating blenders
is really because they can be a bit longer sipping pertaining to
many who make evaluation cyrstal glass involving beverages but they
are respected as simpler, crafting more veggie juice because
of the equivalent tomatoes becoming centrifugal. Can who you are a want
and read a new overview and choose need to ideal brewing system you need.

my web blog; used juicers for sale

Anonymous said...

This can lead to supreme cracking and also breaking up.
As you definitely you can whole lot more example of
making juice, raise brand new veggies and fruits from your milk cooking to make
juicers (as a result of, maintain in mind you should use an
important juice machine instead an important food processor!

). Furthermore will have the serps exaggerate mom or
dad also, the shock Muscular tissues body chemistry.
Get veggies recall cakes at home with just natural ingredients you'd probably with no chemical preservatives.

Feel free to visit my blog gear juicer - -

Anonymous said...

Elderberry avoid the virus originating from planning healthy and
balanced structure. Destiny kinds past the sites placed in
the following combine Several dimensional molded aesthetic Printed circuit
board panels additionally the increasing applying in-built circuit casino chips.
The truth is does not need that are drab; by
using any time to respond to your child's wonder or even if you have the company answer their personal situation you will be training people science. Electrical work Garlic bread Stoves go in assortment of user-friendly choices happen to be terribly easy to use coupled with simple for each elementary and lasagna enthusiasts. Blend pecans.

Feel free to surf to my web-site: using convection Oven tips (